Providing Mortgage

& Protection Advice


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I arrange mortgages for a wide range of clients, in particular first-time buyers, teachers, key workers and professionals. I also help clients with complex income structures, the self-employed and buy to let landlords. I work around my clients’ availability and conduct appointments during normal working hours including after hours and weekends.

Do you think that your income structure is different from most? Do you earn primarily commission, bonus or overtime income? Do your payslips vary from month to month? I deal with complex income structures and I have access to a wide range of products from high street lenders and specialist products not available directly.

Do you have an interest-only mortgage and no way of repaying it without having to sell or downsize? Don’t worry – there are solutions available and I’m here to help you find the right one.

Have you missed payments in the past, perhaps not knowingly, and now struggle to raise a mortgage? I have helped many clients in a similar position find a solution.

Are you self-employed but don’t have two years’ worth of accounts? Have you just changed your structure from a sole trader to a limited company or vice versa? I deal with specialist lenders who can help.

My clients also receive advice on life insurance, critical illness, income protection and family income benefit.



A comprehensive range of mortgages from across the market, to ensure you get the most suitable deal given your individual circumstances. 

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You can protect your mortgage and your family as well as your income and prized possessions. 

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A mortgage valuation carried out by the lender is not a survey.

For peace of mind, I would recommend making use of a surveyor.

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Your solicitor’s main role is to ensure that the transaction goes through legally and to deal with all the finer details. 

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Have a browse of our Frequently Asked Questions to find any answers you might be looking for.

We also appreciate that there are lots of terms associated with mortgages and protection which might be new to you. With this in mind, we have collated a list of common terms we use and provided an explanation of their relevance.

Alternatively, if you have any other questions or would like to know more, please make contact


What customers say


J Mulshaw

“Marius was brilliant. He helped us remortgage at a stressful time and went out of his way to make this easy for us. He’s very patient, knowledgeable and always called when he said he would. We would highly recommend him!”


M Rai

Marius is an exceptional mortgage advisor who has helped us since day 1 (being a first-time buyer). Very informative, honest and reliable with effective communication means and skills. He always makes sure we are at ease and our requirements are always carefully considered.
The follow-up emails and visits to our doorsteps to look into our future plans and deals were very impressive. we feel very relieved to have Marius throughout our journey. Cannot recommend him enough!!!
Thank you for all your support!


I Heavens

“Marius is an absolute gem and put it simply first class Rolls-Royce within the industry. This man will get out of his way to get your mortgage sorted and trust me, he does not give up. Marius kept me informed of every little update and educate me along the way (crucial for any first time buyers like myself) I’ve learnt so much during the process and needless to say got my (which seemed impossible at times) mortgage offer as a result of his persistence, knowledge and outstanding professionalism. Couldn’t recommend him highly enough. An absolute legend. Thank you Marius!”


L Jones

Marius is second to none. The most helpful, honest and reliable IFA I have worked with. Marius has done 3 mortgages for me and has always achieved the best rates, whilst making the process as smooth as possible.
The last house we purchased was downvalued on the first attempt, Marius sourced another lender and made sure the surveying panel was not used by the new lender, ensuring we had a new local surveyor to value the property and it sailed through. The rates had also refreshed so we achieved a better rate in the end too!
I would not use anyone else to assist with my mortgage work.


M Bhardwaj

“This is my first home purchase and I am extremely lucky to receive a recommendation from my colleague for Marius Spies. I cannot emphasize enough how brilliant he has been throughout the process of my mortgage application. Throughout my relationship with him, he was incredibly knowledgeable, proactive, fast, and supportive. If I did not understand something, he was always willing to help and promptly responded to any phone calls or emails (even on holidays). In his explanation of the entire process, he was very clear and reassuring; and found me what I thought was the best mortgage plan for me. My sincere thanks go out to you Marius for all your help. Mortgage brokers like you are rare. If you are in need of a mortgage advisor, I would highly recommend Marius to you.”


L Holman

I have used Marius on recommendation from a friend and he has been nothing short of amazing. Guiding me through the mortgage application and process and finding the best deal to suit me. Even after the mortgage had been found he still carried on sending new information through getting the best deal and swapping it before the mortgage was completely finalised.
Marius is extremely knowledgeable and goes above and beyond to help you. I am so grateful to have found him, and will recommend him to anyone.

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